Compare the best rates for exchanging GBP to USD. Find the cheapest way to get dollars for your trip to America.
Rates are indicative and change constantly. Always check live rates before exchanging.
Cards from Wise and Revolut let you convert at near mid-market rates and spend directly in dollars. ATMs are widely available in the USA, and most accept international cards. Just be aware that some US ATMs charge their own fees ($2-5).
If you prefer physical cash, order online from Wise, the Post Office, or Travelex for home delivery or branch collection. This usually beats high street rates and gives you more time to compare.
If you have a fee-free debit card (like Starling or Monzo), you can withdraw dollars from US ATMs at the interbank rate. Avoid your regular high street bank card as fees can be 3-4%.
Credit cards with no foreign transaction fees (like Halifax Clarity) are great for hotels, restaurants, and shopping. You get purchase protection and the interbank rate.
Multi-currency cards from Wise and Revolut offer the best rates, typically within 0.5% of mid-market. For cash, order online for delivery or use ATMs in the USA with a fee-free card. Avoid airport exchanges which charge 8-10% margins.
Most UK travellers get better value using a travel card and withdrawing dollars from US ATMs. If you want cash before you go, order online from Wise or the Post Office rather than using airport bureaux.
Always pay in dollars (USD). If offered Dynamic Currency Conversion (DCC) to pay in pounds, decline it. DCC typically adds 3-5% in hidden fees and gives you a worse exchange rate.
For more detailed information about money in the USA, including ATM tips, tipping culture, and regional advice, see our comprehensive guide:
🇺🇸 USA Travel Money Guide →We'll email you when GBP/USD hits your target rate.