Local Tip
Flying into Haneda? All airlines except ANA use Terminal 3 for international flights, and its 2F arrival lobby has an exchange counter listed as open 24 hours, bar a short overnight maintenance break.
Where to change money in Tokyo
In central Tokyo the quickest way to turn sterling notes into yen is a SMART EXCHANGE machine. The operator's pages for the four below list pounds among 12 currencies and ask for no passport or ID. They work one way only: foreign notes in, yen out.
- Tokyo StationOne machine faces the ticket gates at the Yaesu Central Exit (5am to midnight); a second sits in the 1F ATM corner of Tokyo Station Ichibangai by the Nihombashi entrance (9am to 9pm). Both are listed at 1-9-1 Marunouchi, Chiyoda-ku.
- ShinjukuBicCamera Shinjuku East, 3-29-1 Shinjuku, has one on its ground floor (10am to 10pm), and the 7-Eleven at 3-35-18 Shinjuku has another, listed as open 24 hours.
Changing money at the airport
At Haneda, Terminal 3 handles the international flights of every airline except ANA, which also uses Terminal 2. In Terminal 3, Japan Airport Terminal's counter in the 2F arrival lobby is listed as open 24 hours, and a SMART EXCHANGE machine on the monorail platform of Terminal 3 station runs from 5am to 12.30am. Terminal 2's international departure lobby (3F) has a Japan Airport Terminal counter open 6.30am to 10pm.
At Narita, GPA Currency Exchange counters stand before security in each terminal, open 7am to 10pm: Terminal 1 North Wing 1F, Terminal 2 Main Building 1F and Terminal 3 Main Building 2F. After hours, automated exchange machines work in Terminal 1 Central Building 1F (5pm to 6.50am) and Terminal 2 Main Building 1F (24 hours). Rates vary from counter to counter, Narita says.
ATMs and cards in Tokyo
In Haneda's Terminal 3 arrival lobby (2F) a Seven Bank ATM runs from 5am to midnight, and a Japan Post Bank ATM works 24 hours except between midnight and 7am on the third Monday of each month. Terminal 2's international arrival lobby has a Seven Bank ATM (6am to 11pm). Machines past security at Haneda give out at most 30,000 yen per withdrawal, and Seven Bank applies that ceiling to magnetic-stripe cards everywhere.
Paying for transport in Tokyo
A contactless bank card now opens the gates on much of Tokyo's network. Since 25 March 2026, eleven Kanto operators, among them Tokyo Metro, Toei Subway, Keikyu, Keio, Odakyu and Tokyu, have shared one tap-to-ride system across 729 stations, including Keikyu's Airport Line from Haneda. JR East and Keisei, which runs the Skyliner from Narita, are outside it, and a trip that ends at one of their stations needs a fare adjustment.
For those lines, carry an IC card. Tourist PASMO, announced on 17 April 2026 and sold at both airports, has no deposit and lasts 28 days; unused value is not refunded and a lost card is not replaced. At Haneda, Keikyu's traveller ticket machines in Terminal 1 and 2 station and Terminal 3 station sell it for 1,000 to 10,000 yen and take credit cards; at Narita, Keisei's information centres in the Terminal 1 and 2 stations sell a 2,000-yen card.
Good to know
- Keep the paper slip that comes with a Tourist PASMO: PASMO asks you to carry it, as it shows the expiry date and value loaded.
- Topping up a PASMO on a bus means asking the driver, and only 1,000-yen notes are accepted there.
Key Areas in Tokyo
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Exchange bureaux, banks and cash machines, as mapped by OpenStreetMap. The map loads only when you ask for it.
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Tokyo travel money FAQ
Where is the best place to exchange money in Tokyo?
For sterling notes, try a SMART EXCHANGE machine: at Tokyo Station's Yaesu Central Exit (5am to midnight), BicCamera Shinjuku East (10am to 10pm) or the 24-hour 7-Eleven at 3-35-18 Shinjuku. No ID is needed.
Do Tokyo's trains accept a contactless UK bank card?
Yes on Tokyo Metro, Toei Subway, Keikyu, Keio, Odakyu and Tokyu, which have run a joint tap-to-ride system since 25 March 2026. JR East and Keisei don't accept it, so carry a Tourist PASMO or another IC card as well.
Where can I change money at Haneda Airport?
In Terminal 3, Japan Airport Terminal's counter in the 2F arrival lobby is listed as open 24 hours, and a SMART EXCHANGE machine on the station's monorail platform runs until 12.30am. ANA flights using Terminal 2 have a counter in its international departure lobby (6.30am to 10pm).
Checked October 2026. Fees, fares and opening times change, so check locally before relying on them. Sources: ANA (All Nippon Airways) Β· Haneda Airport (Japan Airport Terminal Co.) Β· SMART EXCHANGE Β· Narita International Airport Β· Seven Bank Β· Keio Corporation (joint release of eleven Kanto rail operators)
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