Best Place to Exchange Money in Dubrovnik

01Exchange

Where to change money in Dubrovnik

Croatia has used the euro since 1 January 2023. Dubrovnik's exchange offices (mjenjačnica), some inside bank branches, and the one at the airport will change pounds over the counter. Exchange offices charge a commission, so check the final sum first.

• Exchange offices (mjenjačnica)Independent bureaux, plus counters in some bank branches. Before handing over cash, find out how many euros you will really get, and compare two for a bigger sum.
• Bank branches in the Old TownSeveral banks have branches inside the city walls, some on Stradun, the main street, with cash machines for withdrawing euros.
• Dubrovnik Airport exchange officeIn the terminal; the airport suggests it for cash on landing and for changing leftover euros back before you fly.

02On arrival

Changing money at the airport

Dubrovnik Airport (DBV) has an exchange office and cash machines from what it calls all of Croatia's major banks (RBA, PBZ, Zagrebačka banka, Erste, OTP and HPB), plus Euronet, MoneyGet and Monestiq. It advises getting some cash, as remote islands and small restaurants in secluded coves may take nothing else. Platanus's stand in Terminal B sells tickets for the official shuttle into town, which leaves soon after each landing.

03Cash machines and cards

ATMs and cards in Dubrovnik

Zagrebačka banka charges €5.31 per withdrawal at its own machines on cards issued outside Croatia, UK cards included (subject to change). Euronet's blue and yellow machines, common in tourist areas, add a flat access charge, which Euronet says is disclosed with a chance to cancel, and offer to convert the withdrawal into pounds. Say no to that, and to the same offer from a restaurant's card reader: HSBC says a conversion done on the spot is priced by the retailer or its bank and usually costs more. Most restaurants, hotels, shops and cafés take cards; market stalls and some small businesses want cash. Lapad and Gruž have bank cash machines near hotels and shops.

04Getting around

Paying for transport in Dubrovnik

Libertas runs the city buses. Its price list (September 2026) gives €2.50 for a ride bought on board, €1.73 for a one-hour ticket, €5.31 for 24 hours and €11.95 for three days; Cavtat is €4.00 one way. Fares can change. Kompas and Cava Tours, in 2025 guides, say drivers take cash only (Kompas adds: euros). Buying ahead, at newspaper kiosks, Libertas stands at main stops or hotel receptions, is cheaper.

05Local know-how

Good to know

• About 10 per cent is a customary restaurant tip if the service was good; leave it in cash, as card payments rarely have a way to add one in Croatia.
• Leftover kuna notes can be changed free, but only by the Croatian National Bank (Franje Račkog 5, Zagreb), in person or by post for under 15,000 kuna. Banks and post offices stopped changing kuna on 1 January 2024; the deadline for kuna coins was 31 December 2025.
• Carrying €10,000 or more in cash into Croatia? Declare it: GOV.UK warns that undeclared sums risk being seized when you leave.