Local Tip
Hypo Tirol's head office on Boznerplatz has a cash machine in its 24-hour self-service foyer and another outside. Buy bus and tram tickets before you travel, as none are sold on board; ticket machines at many stops take cards and coins.
Where to change money in Innsbruck
We found no walk-in bureau de change in central Innsbruck, and the tourist information office lists no exchange service, so cash machines are the simplest source of euros. Austria's tourist board says banks change currency too.
- Hypo Tirol Bank, Meraner Straße 8 (Boznerplatz) The head office has one cash machine in its self-service foyer, open 24 hours, and another outside; the counter opens Monday to Thursday 08:00-16:00 and Friday 08:00-15:00. Its self-service branch at Hypo-Passage 1, in Wilten, has another outdoor machine.
- Kaufhaus Tyrol, Maria-Theresien-Straße The shopping centre in the pedestrian zone has a cash machine on its ground floor, usable during the centre's opening hours.
- Tiroler Sparkasse Its currency page says branches change leftover foreign cash back into euros; this is done at the counter, as its online ordering service doesn't cover Tiroler Sparkasse branches. Ask first whether you need an account.
Changing money at the airport
Tyrol's tourist board says direct UK flights to Innsbruck run mainly in winter and peak seasons, and lists Munich, about 200 km away, as another arrival airport. Innsbruck Airport's FAQ mentions one cash machine, near the Airport Shop and the arrivals hall, and Hypo Tirol lists an indoor machine there, usable whenever the airport is open; neither mentions an exchange desk. At Munich, ReiseBank has counters before security in the Munich Airport Center and on Level 03 of Terminal 2, open daily 06:30-21:00, and more airside in Terminal 2.
ATMs and cards in Innsbruck
Austrians call a cash machine a Bankomat. Privately run ones, mostly in tourist areas, may charge per withdrawal, Austria's Chamber of Labour says, on top of any fees from your own bank. If an Innsbruck Bankomat or card reader proposes converting the amount into sterling, decline and stay in euros, so your card provider rather than the operator sets the rate. Cards are widely taken but not everywhere, says Austria's tourist board; in the Austrian National Bank's 2025 study, published in April 2026, cash still made up 55% of in-shop payments by number (63% in 2022).
Paying for transport in Innsbruck
IVB's buses and trams sell no tickets on board and have no tap-to-pay for bank cards (none was planned as of September 2026). Buy first at a stop machine (debit and credit cards or coins), in the IVB Tickets app or at IVB's customer centre on Stainerstraße. A single trip within Innsbruck costs €3.30 and a 24-hour ticket €7.30; fares can change. Bus F links the main station and the airport in about 20 minutes. The Innsbruck Card (adults €69 for 24 hours, prices as of 1 May 2025) includes public transport and is sold at the airport's Tabak Trafik.
Good to know
- In a survey reported by The Local in July 2025, about a quarter of Austrians said they tip around 10 per cent of the bill, and 23 per cent about 5 per cent.
- UK government travel advice says cash or travellers' cheques worth 10,000 euros or more must be declared when you bring them into Austria.
Key Areas in Innsbruck
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Exchange bureaux, banks and cash machines, as mapped by OpenStreetMap. The map loads only when you ask for it.
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Innsbruck travel money FAQ
Where is the best place to exchange money in Innsbruck?
A cash machine, for most visitors: Hypo Tirol's head office on Boznerplatz has one in its 24-hour foyer and one outside, and Kaufhaus Tyrol has one. We found no walk-in bureau de change; to swap notes, ask at a Tiroler Sparkasse counter.
Can I change money at Innsbruck Airport?
Only from a cash machine, as far as we can tell: the airport's FAQ and Hypo Tirol list one, and neither mentions an exchange counter. At Munich, ReiseBank has counters on both sides of security.
Do I need cash for Innsbruck's buses and trams?
No. Nothing is sold on board, but ticket machines at many stops take debit and credit cards or coins, and the IVB Tickets app sells tickets too.
Checked September 2026. Fees, fares and opening times change, so check locally before relying on them. Sources: Hypo Tirol Bank · Kaufhaus Tyrol · Wikipedia · Innsbruck Tourismus · Austrian National Tourist Office (austria.info) · Tiroler Sparkasse
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